Legal

Privacy Policy

How we collect, use, and protect your information

Effective: February 26, 2018

Overview

This Privacy Policy (the "Policy") applies to the Get-LoansUSA.com website (the "Website"). It tells users ("you") of the Website about the information collected and how it is used and shared.

Information We Collect

Personally Identifiable Information

Get-LoansUSA.com collects Personally Identifiable Information when you provide it through your use of the Website, such as by completing an online registration requesting a loan offer. This includes: name, physical address, telephone number, social security number, email address, date of birth, driver's license number and state, home ownership status, citizenship status, employment information, active military information, pay check details, and banking account information.

Non-Personally Identifiable Information

We also collect non-personal data including: IP address, browser type and language, access times, areas of the site visited, and links selected. This information is not linked to Personally Identifiable Information and may be shared with suppliers for statistical and trend analysis.

Information Collected by Third Parties

Get-LoansUSA.com may allow third parties, including advertising partners and personal loan lenders, to display advertisements on the Website. These companies may use tracking technologies, including cookies, to collect information about users. Get-LoansUSA.com does not provide Personally Identifiable Information to these third parties.

How We Use Your Information

We use your Personally Identifiable Information to:

Sharing Your Information

Get-LoansUSA.com may share your Personally Identifiable Information with Lender Partners and third party lenders with whom we have a business relationship. These third parties may use your information to offer you a personal loan or to communicate with you about other offers.

We will also disclose your information in response to legal demands, to establish or exercise legal rights, to defend against legal claims, or when required by law.

Links to Third Party Websites

Get-LoansUSA.com may provide links or redirect you to third party websites that do not operate under this Policy. You should review the privacy statements of all third party websites you access, as they may independently collect information from you.

Children's Privacy

The Website is not intended for use by anyone under the age of 18. Get-LoansUSA.com does not knowingly collect Personally Identifiable Information from children under the age of 18.

Security

Get-LoansUSA.com has put in place physical, procedural, and technological security measures to help prevent unauthorized access to the information we collect. Only authorized employees and authorized third parties are permitted to access Personally Identifiable Information for permitted business functions. No internet network can be completely secure, and we do not guarantee that your information will always remain secure.

California Residents

Companies that collect Personally Identifiable Information from California residents must, in response to a request, either provide a list of categories of information shared or provide a mechanism to opt out. Get Loans USA has elected the opt-out option. California residents may also file grievances with the California Department of Consumer Affairs at 400 R Street, Suite 1080, Sacramento, CA 95814, or by phone at 916-445-1254 or 800-952-5210.

Contact Us

If you have questions, comments, or concerns regarding our Privacy Policy, please contact us:

Get Loans USA
1125 E. Broadway #545
Glendale, California 91205

Send Us a Message →

Important Disclosures

Repayment Terms & Legal Notices

Repayment Terms

The lenders on our network offer flexible repayment terms in multiple installments. You may pay off your loan early without a penalty. Our lenders give you as much as 72 months to repay your loan.

  • Loan Period: 6 – 72 Months
  • Application Fee: None
  • Payment Frequency: Once or twice a month
  • Prepayment Penalty: None
  • Maximum APR: 4.99% – 35.99% (varies by state)

Representative Repayment Examples

  • Borrow 0,000 over 60 months at 3.1% APR with 0 in fees: representative rate 3.3% APR, monthly repayments of 80.80, total paid 0,848.
  • Borrow 0,000 over 36 months at 5.32% APR with 00 in fees: representative rate 5.99% APR, monthly repayments of 02, total paid 0,872.
  • Borrow 0,000 over 60 months at 7.69% APR with 00 in fees: representative rate 9.88% APR, monthly repayments of 01.28, total paid 2,076.80.

APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 4.99% to 35.99%, or to the discretion of the lender, and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between 00 and 5,000. Not all lenders can provide up to 5,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Loan transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.

Exclusions. The services offered by this website might not be available in every state. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs. Late payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions — please review their policies for further information. Nonpayment of credit could result in collection activities. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.

†† Rate Check Notice. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.