Who We Are

About Get Loans USA

Get Loans USA is a personal loan referral and advertising service that helps people across the United States connect with participating lenders. We specialize in matching borrowers who need small personal loans (typically $100 to $5,000) with lenders that consider a wide range of credit situations — including good credit, bad credit, and poor credit.

About Us

Who We Are

Get Loans USA is a personal loan referral and advertising service that helps people across the United States connect with participating lenders. We specialize in matching borrowers who need small personal loans (typically $100 to $5,000) with lenders that consider a wide range of credit situations — including good credit, bad credit, and poor credit.

We are not a lender, loan broker, or bank. We do not make credit decisions, set interest rates, or fund loans. Our role is to make the process of finding a potential loan offer simpler and faster.

Our Purpose

Our Mission

We believe that people should have clear, straightforward options when they need short-term financial help — whether it's for rent, bills, unexpected expenses, or other personal needs. Our goal is to provide a simple online request process that connects qualified applicants with participating lenders who may be able to help.

The Process

How We Work

  1. 1
    You submit a short, secure online request.
  2. 2
    We share your information with lenders in our network that may be able to offer you a personal loan.
  3. 3
    If a lender approves your request, they will present their loan terms (including APR, fees, and repayment schedule) for your review.
  4. 4
    You decide whether to accept any offer. There is never an obligation.

The entire process is designed to be fast, transparent, and free of application fees on our side.

What's Available

What We Offer

Actual loan amounts, rates, fees, and terms are set solely by the participating lenders and will be clearly disclosed before you accept any loan.

Our Standards

Transparency & Compliance

Get Loans USA operates as an advertising and referral service. We work with independent, licensed lenders. We do not guarantee approval or specific loan terms. Every lender is required to provide full disclosures (including APR and total cost) before any loan agreement is signed.

We take privacy and data security seriously. Your information is handled according to our Privacy Policy, and we only share it with lenders for the purpose of evaluating your loan request.

Get In Touch

Contact Information

Get Loans USA

1125 E. Broadway #545
Glendale, California 91205

You can also reach us through our Contact page.

Legal

Important Disclosure

About Get Loans USA

Get Loans USA is not a lender. We do not make loans or credit decisions. We are a referral service that connects consumers with independent third-party lenders. Loan offers, rates, fees, and terms are determined exclusively by the lenders. Not all applicants will qualify or receive an offer. Please review all terms carefully before accepting any loan.

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Important Disclosures

Repayment Terms & Legal Notices

Repayment Terms

The lenders on our network offer flexible repayment terms in multiple installments. You may pay off your loan early without a penalty.

  • Loan Period: 6 – 72 Months
  • Application Fee: None
  • Payment Frequency: Once or twice a month
  • Prepayment Penalty: None
  • Maximum APR: 4.99% – 35.99% (varies by state)

Representative Examples

  • Borrow $10,000 over 60 months at 3.1% APR with $60 in fees: rep. rate 3.3% APR, $180.80/mo, total $10,848.
  • Borrow $10,000 over 36 months at 5.32% APR with $100 in fees: rep. rate 5.99% APR, $302/mo, total $10,872.
  • Borrow $10,000 over 60 months at 7.69% APR with $500 in fees: rep. rate 9.88% APR, $201.28/mo, total $12,076.80.

APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 4.99% to 35.99%, or to the discretion of the lender, and vary by lender. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $15,000. Not all lenders can provide up to $15,000 and there is no guarantee that you will be accepted by an independent, participating lender. We do not control and are not responsible for the actions of any lender. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders may perform credit checks to determine credit worthiness. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Late payments may result in additional fees or collection activities.