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Important Disclosures

Repayment Terms & Legal Notices

Repayment Terms

The lenders on our network offer flexible repayment terms in multiple installments. You may pay off your loan early without a penalty.

  • Loan Period: 6 – 72 Months
  • Application Fee: None
  • Payment Frequency: Once or twice a month
  • Prepayment Penalty: None
  • Maximum APR: 4.99% – 35.99% (varies by state)

Representative Examples

  • Borrow $10,000 over 60 months at 3.1% APR with $60 in fees: rep. rate 3.3% APR, $180.80/mo, total $10,848.
  • Borrow $10,000 over 36 months at 5.32% APR with $100 in fees: rep. rate 5.99% APR, $302/mo, total $10,872.
  • Borrow $10,000 over 60 months at 7.69% APR with $500 in fees: rep. rate 9.88% APR, $201.28/mo, total $12,076.80.

APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 4.99% to 35.99%, or to the discretion of the lender, and vary by lender. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $15,000. Not all lenders can provide up to $15,000 and there is no guarantee that you will be accepted by an independent, participating lender. We do not control and are not responsible for the actions of any lender. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders may perform credit checks to determine credit worthiness. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Late payments may result in additional fees or collection activities.

†† Rate Check Notice. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score.